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Loan Calculator Guide
Mortgage Loans
Typically 15-30 year terms with competitive interest rates. Consider property taxes and insurance.
Auto Loans
Usually 3-7 year terms. Consider depreciation and gap insurance for new vehicles.
Personal Loans
Shorter terms (2-7 years) with higher rates. Good for debt consolidation or home improvements.
Student Loans
Longer repayment terms with various forgiveness programs. Federal loans often have better terms.